What Is an Instant Approval Business Credit Card?
Instant approval business credit cards are designed to expedite the process of getting approved for a business credit card. Usually, businesses have a harder time getting approved for a business credit card since they usually don’t fall into any of the standard categories for businesses like small businesses or retailers. In order to get approved for a business credit card, you’ll have to show that your business is valid and that your credit history is good. However, when you have an instant approval business credit card, you’ll see that your application is processed almost immediately.
Why Everybody Is Talking about Instant Approval Business Credit Cards
Instant approval business credit cards are designed to meet the needs of small businesses that don’t fall into the regular categories for businesses like small businesses, retailers, wholesalers, etc. The business credit card is designed with the intention of helping small business owners who find it hard to get a business credit card approved, since they lack the credit score of a company with a solid history of business credit card accounts. Instant approval business credit cards also help small businesses get approved for business credit cards since the approval process is faster than the traditional application process. And since the application process is completed online, you don’t have to visit a branch office to complete the process.
Chase Ink Business Unlimited® : Overall Best Instant Approval Business Credit Card
American Express Blue Business Cash TM Card : Best for 0% APR and Consistent Rewards
Capital One® Spark® Classic for Business : Best for Fair Credit
Wells Fargo Business Secured Credit Card : Best for Bad Credit
Bento for Business : Best as a Prepaid Card Alternative
A prepaid business credit card is the simplest business card to use. The prepaid card doesn't have a monthly fee, billing cycles, or a minimum purchase requirement, so setting it up is simple. (Source: Dimensional Research, 10/2/17)
Bento boxes are available with a prepaid business card a