The 6 Best ADP Competitors

Cody Cromwell
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ADP Alternatives for Small Businesses

One of the reasons why ADP is so popular is because it’s extremely easy to use and has a pleasant user interface. However, if you want an alternative to ADP, I’d like to recommend some excellent competitors.

Reviews of top ADP alternatives for small businesses that will help you save time and money.

Gusto

Gusto is an alternative to ADP. It’s a cloud payroll provider where HR managers don’t have to deal with complicated HR software systems.

Gusto eliminates repetitive tasks and automates hiring and payroll processes. The interface is very easy to navigate and is extremely easy to use. Compared to ADP, it’s also cheaper. It does not offer 401K and health insurance, unlike ADP, but it is also free for basic functionality. You have to pay for features like payroll, which are very similar to ADP.

Gusto is definitely a good option for small businesses that are looking to cut down on HR management and administrative tasks. However, it’s not recommended for businesses that require more complex features like HR wellness, employee testing, or global payroll.

How We Chose the Best 6 ADP Alternatives

If you are not familiar with ADP, it stands for Automatic Data Processing, and it was developed by GE in the 1970s to allow businesses to automate the process of processing payroll for their employees. It is used by over 300,000 companies and is one of the most popular payroll outsourcing companies in the world. The main reason to use ADP over other payroll options is the lower cost, free ADP ePayroll, and the consistency. But because of its popularity, there are plenty of other competitors in the market besides ADP. In this post, we will be going over the top 6 ADP competitors. Let’s first investigate our criteria for selecting them.

Full View of the List
At SmartStack, we regularly perform research to help our customers find the leading ADP competitors. But because there are a lot of different payroll outsourcing companies out there that are vying for the honor of being your payroll service provider, it is impossible for us to do extensive research and come up with a comprehensive list. So our criteria has to be permissive, so that it is not too preset.

We ended up deciding on the following attributes:

30% of Overall Score

Videos: A new free service that provides on demand videos of your favorite Android apps.

There are plenty of services that provide to-the-minute tutorials, but few can rival the awesome design and usefulness of video. ADPprovides about 20 hours of app-building videos, covering a wide variety of Android-specific subject matter.

Besides the top quality videos, the site also features a blog with over 1,300 articles, a pricing plan that lets you download any video for the first 12 months, and an online course.

ADP: Let’s Get Digital, the website, has an attractive design and loads quickly. You can quickly browse the content by category, like software development, design, mobile, and multimedia. The videos aren’t too bad either. You can watch them in full screen mode for optimal viewing quality and you can download them to watch later or to use as a learning tool.

Learning Tool: ADP offers 12 courses across four categories designed to teach users about various Android development skills. The courses are divided into Beginner, Intermediate, Advanced, and Google I/O. Beginners get a taste of what it’s like to test an app before it’s released, intermediate students learn about a new framework while advanced users can get a crash course in Android-specific application design and development.

25% of Overall Score

As I’ve already mentioned at the beggining of the article, ADP is known as the best of the best in the A/D/P industry. For those who have no clue what I’m talking about, I’ll explain it in a little more detail here.

A/D/P, or Automatic Data Processing, is basically an automated way of processing customer-level data and providing it to the business. It’s the method of sending customer information to the appropriate department within the business. It includes processes such as download, upload, file repairs, and so on. It can be done manually or automatically, by computer or by another process that’s connected to it.

Along with this article, we also have a second bonus article that will discuss some of the most popular A/D/P software systems, like ADP and Intuit at a different level.

At the end of the day, the best ADP software systems will offer you the best features and the best functionality. But they should also have a fast customer support team that’s willing to help you through any type of problems you may have.

15% of Overall Score

For the purposes of our ADP ranking, we only consider companies that have enough equity to interest the large funds that we follow. As a result, some major funds like Loomis and Deutsch didn’t show up in our screen as they have less than 2-5% of their equity value in the ADP market.

15% of Overall Score

For the purposes of our ADP ranking, we only consider companies that have enough equity to interest the large funds that we follow. As a result, some major funds like Loomis and Deutsch didn’t show up in our screen as they have less than 2-5% of their equity value in the ADP market.

10% of Overall Score

5% of Overall Score

(out of 10)

This is a bucket list item for any wealth manager, since one of the most common questions your clients will ask is, “What is the rationale behind my Gold account balance being less than my other investments?” (The answer will always be “protection”.) The normal retort to this question is “Oh, this is just a walk-through portfolio intended to show how ADP works for my clients. The Gold account balance is a work-in-progress and is set aside so it can be used later for a client who exceeds the overall account minimum of 10,000.”

While ADP works beautifully as a stand-alone system for your clients’ portfolios, when you step outside the confines of Gold, you begin to run into problems, however. When a client has transferred money into a Gold account, and then has ADP’s money management capabilities applied to the account, the client is in charge of that invested money. If that investor wants to sell those stocks during a bull market, the temptation is too strong and the investor buys more with a high allocation to stocks.

Paychex

Experian, ASTG, RapidSOS, XLsourcing, SmartSource.

One of the biggest changes in the overall economy is in how people work and contact their employers. People want to get paid faster, manage their own finances, choose which items they buy, apply for a job online, have online access to timesheets, shift work and the like.

Employers have added new functionality to their proprietary software, such as payroll, so that each employee can get paid faster.

The net result of all of this and companies trying to increase their profits by not paying employees the full wages they are owed, has led to a shift in the way that companies are paying indivdual wages and ultimately those companies try to minimize their payroll out of pocket expenses.

The ADP is a software solution created by the ADP to do just that. They allow the user to upload data from their companies ERP system or other CRM software system and then use a templated ADP report to pay employees and their vendors.

This is a lot cheaper than doing it manually as vendors can get paid faster (within 24 hours) and then invoice the employee. The employee can get paid faster and since the employer only has to pay up front, all the payroll out of pocket expenses are reduced.

PROS

We have noticed that a lot of people just throw out their old ADP or pick a new one randomly. This is a big mistake. We have done the research and gone through different ADP model comparisons so that you can understand why some ADP models are not only better but also worth it.

CONS

IDER YOUR SIZE, ALLIANCE RIVALRY, BUDGET (ESPECIALLY IF YOUR ROI SAYS YOU NEED TO GET OUR AT LEAST 5 X YOUR INVESTMENT) AND YOUR MFG CUSTOMER BASE WHEN SELECTING A SOCIAL MEDIA ADP COMPETITOR.

If you are new to internet marketing industry or starting out online marketing company then you can't ignore the advantages of ADP with a lot of tools. You can reach more people with ADP than any other.

For agencies who often use ADP to distribute the brand's marketing content, MMCs should familiarize themselves with the vendors in the ADP ecosystem, especially if they'll be making a decision on which vendor to work with. This is especially important for those who market products and services to B2B customers.

For agencies who focus on the B2C marketplace, MMCs should look at all the ADP tools and services marketed by businesses that market to consumers. The MMC should consider the differences in the ADP marketing tools and services being marketed by the ADP players in the marketplace, and select the one that most closely aligns with their agency marketing programs.

Paychex Pricing

Check out our article on Introduction to Paychex Multi-Employer Benefits. One of the largest services offered by Paychex is the electronic filing of tax forms (such as W-2s and 1099s) for businesses. For this service, the client is charged a monthly fee (though specific rates are not publicly listed, so it’s impossible to say) and the one-time fee for setup and implementation. The client can also elect to pay for additional services (such as pay filing for a private sector employer’s employees) on a pay-per-use basis.

Other Paychex Features

Paychex ProPay is Paychex’ online invoicing and payment processing service designed specifically for people who work from home and run their business from the comfort of their own home. ProPay’s functionalities include automated time tracking, automatic mileage tracking, invoicing, time and mileage tracking, and estimates.

ADP Payroll Plus is a powerful payroll solution to manage payroll, tax, and benefits administration while simplifying the payroll process. ADP Payroll Plus offers a personal and customizable interface to facilitate your employee information and administrative tasks.

Process Payroll offers a complete payroll solution, backed by the Name Brand vendors in the industry. Process Payroll helps small businesses to pay their employees and feature a user-friendly interface.

The ProWorkflow ProExpert – Pro Payroll package is designed to help small businesses streamline payroll processing while offering the flexibility businesses require in their payroll solutions. ProWorkflow offers payroll service providers and business administrators the support needed to leverage their payroll processing expertise.

As a payroll software provider for over 30 years, Workday Flex has grown to be among the leaders in payroll. Flex Payroll works with non-profits, hospitals, schools, churches, federal and state governments, and private companies.

Inova Payroll

Inova Payroll is an Enterprise Resource Management tool for business owners who want to manage their time, workflows and finances in one easy package. The system has more than 200 features, offers business management in four languages (English, German, French, and Spanish), and has a live demo that supports demo data. You can sync Inova to AX, QuickBooks, Microsoft Money, Peachtree, and Sage. The customer support representatives are extremely helpful and they’ll work with you to make sure you get set up and running correctly. The notes and documents feature is excellent – it lets you store records and memos – and you can even share documents with employees and clients. Inova offers a 30-day trial, so you can try the system out for yourself. The price is slightly above average for a small business tool, but there is a free version that’s more than adequate for the small business owner. Also, many small businesses offer a free trial, so you won’t have to spend the money to see if Inova can solve your business management issues.

Innova also offers business management and payroll software for English and German markets.

PROS

We have noticed that a lot of people just throw out their old ADP or pick a new one randomly. This is a big mistake. We have done the research and gone through different ADP model comparisons so that you can understand why some ADP models are not only better but also worth it.

CONS

IDER YOUR SIZE, ALLIANCE RIVALRY, BUDGET (ESPECIALLY IF YOUR ROI SAYS YOU NEED TO GET OUR AT LEAST 5 X YOUR INVESTMENT) AND YOUR MFG CUSTOMER BASE WHEN SELECTING A SOCIAL MEDIA ADP COMPETITOR.

If you are new to internet marketing industry or starting out online marketing company then you can't ignore the advantages of ADP with a lot of tools. You can reach more people with ADP than any other.

For agencies who often use ADP to distribute the brand's marketing content, MMCs should familiarize themselves with the vendors in the ADP ecosystem, especially if they'll be making a decision on which vendor to work with. This is especially important for those who market products and services to B2B customers.

For agencies who focus on the B2C marketplace, MMCs should look at all the ADP tools and services marketed by businesses that market to consumers. The MMC should consider the differences in the ADP marketing tools and services being marketed by the ADP players in the marketplace, and select the one that most closely aligns with their agency marketing programs.

Inova Payroll Pricing

Inova Payroll has been providing top-notch payroll services in the San Diego area since 1947. Inova Payroll is also an established leader in the payroll industry and one of the leading Payroll Software & ADP competitors in the region. With employees in 14 locations in California, Idaho, and Utah, Inova Payroll has been servicing small business owners and payroll pros in the United States for over six decades.

Inova Payroll has received plenty of acclaim in recent years for its payroll software and ADP. Inova Payroll has top ratings and an excellent reputation. Inova Payroll was ranked the No. 1 payroll provider in the U.S. in 2015 by Proofpoint and also bested Softworks and Paychex to win the title of Best Payroll Software Provider by the National Federation of Independent Business (NFIB).

While Inova Payroll is a perennial leader in the employee payroll software market, the company is constantly undertaking upgrades and improvements to its payroll software to stay a step ahead of competitors.

When expanding your business, your primary focus should generally be on your core product and services. But when it comes to investing in payroll practices and employee services, it’s worth looking outside your company if it can promise you additional revenue or put another variable into your arsenal that could give you a stronger competitive edge. Inova Payroll is a payroll solution worth checking out.

Other Inova Payroll Features

There are many types of ADP competitors. Some companies claim to offer the ultimate ADP replacement, but you might find out that they don’t actually offer all that much. ADP has provided the payroll industry with a platform so sophisticated that many rivals are using it as a foundation or as simply inspiration for their own systems.

To be fair, some great ADP alternatives do exist. But if you are looking for the absolute best ADP replacement, the number one company to turn to is Inova Payroll products. Why? Inova competes against ADP head-to-head and is truly a disruptive force in the industry.

Inova is not only the number one payroll processor, it’s also best known for its innovative payroll solutions. Inova is a true leader in the industry, successfully introducing such solutions as direct deposit, checkbox deductions, electronic check, mobile technology and e-file. Check out Inova for your new ADP alternative:

Inova Payroll Compare

Compared to its competitors, Inova Payroll welcomes the idea of payroll processing as a service. Under the ‘cloud’ model, Inova has no hard or soft costs. Instead, Inova offers a transparent site that continuously offers a balance between cost savings and usability.

Gusto

PROS

We have noticed that a lot of people just throw out their old ADP or pick a new one randomly. This is a big mistake. We have done the research and gone through different ADP model comparisons so that you can understand why some ADP models are not only better but also worth it.

CONS

IDER YOUR SIZE, ALLIANCE RIVALRY, BUDGET (ESPECIALLY IF YOUR ROI SAYS YOU NEED TO GET OUR AT LEAST 5 X YOUR INVESTMENT) AND YOUR MFG CUSTOMER BASE WHEN SELECTING A SOCIAL MEDIA ADP COMPETITOR.

If you are new to internet marketing industry or starting out online marketing company then you can't ignore the advantages of ADP with a lot of tools. You can reach more people with ADP than any other.

For agencies who often use ADP to distribute the brand's marketing content, MMCs should familiarize themselves with the vendors in the ADP ecosystem, especially if they'll be making a decision on which vendor to work with. This is especially important for those who market products and services to B2B customers.

For agencies who focus on the B2C marketplace, MMCs should look at all the ADP tools and services marketed by businesses that market to consumers. The MMC should consider the differences in the ADP marketing tools and services being marketed by the ADP players in the marketplace, and select the one that most closely aligns with their agency marketing programs.

Gusto Pricing

Other Gusto Features

Aside from the features showcased in this review, Gusto customers can take advantage of several other handy features: Gusto Payroll is a single integrated system for payroll processing, payments and remittances, handling Social Security taxes and federal income taxes, as well as offering cost-free multiple employer integrations.

Gusto Expenses lets you track your expenses for work-related travel, meals, gifts, and entertainment.

Gusto Timekeeping will help you manage the time-sheet and clock-in functions for employees.

Gusto Benefits keeps track of the details of each of your employees’ benefits and payroll programs, from vacation and sick time to 401(k) and health insurance, and all the hours your employees spend on training, in-house programs, and other benefits.

Gusto Expense Transfer is a free online feature that let you choose the person you want to send your payment to and get a personal link to paste in your pay-letters and e-mails.

Gusto Media lets you use your G image logo to print personalized memo pads, personalized calendars, invitations, and postcards.

QuickBooks Payroll

If you are making payroll with only documents, QuickBooks Payroll is the fastest and the most convenient option for you, because it lets you work with all your payroll and tax documents in their native form.

Once you are set up with QuickBooks, you can easily import your employees’ time and expense reports. These reports, which are commonly saved in .xls or .csv format, are automatically imported from your HR software into QuickBooks.

Because QuickBooks can calculate payroll taxes (Federal, State, Medicare, etc.), it’s most likely to be the more accurate choice.

It’s important to note that most payroll software is web-based. This means that your employees’ excel, PDF or QB files don’t need to be sent to a host computer or desktop. As we just talked about, payroll software for Windows computer running only slightly change from QuickBooks.

However, payroll software for Mac offers some additional features. For example, QuickBooks Payroll for Mac allows users to create advanced reports, customize reports, set up reminders, manage workers’ timesheets and more.

But, if you are considering QuickBooks Payroll software, you will need to take note that you can subscribe to an annual or even bi-yearly contract service.

PROS

We have noticed that a lot of people just throw out their old ADP or pick a new one randomly. This is a big mistake. We have done the research and gone through different ADP model comparisons so that you can understand why some ADP models are not only better but also worth it.

CONS

IDER YOUR SIZE, ALLIANCE RIVALRY, BUDGET (ESPECIALLY IF YOUR ROI SAYS YOU NEED TO GET OUR AT LEAST 5 X YOUR INVESTMENT) AND YOUR MFG CUSTOMER BASE WHEN SELECTING A SOCIAL MEDIA ADP COMPETITOR.

If you are new to internet marketing industry or starting out online marketing company then you can't ignore the advantages of ADP with a lot of tools. You can reach more people with ADP than any other.

For agencies who often use ADP to distribute the brand's marketing content, MMCs should familiarize themselves with the vendors in the ADP ecosystem, especially if they'll be making a decision on which vendor to work with. This is especially important for those who market products and services to B2B customers.

For agencies who focus on the B2C marketplace, MMCs should look at all the ADP tools and services marketed by businesses that market to consumers. The MMC should consider the differences in the ADP marketing tools and services being marketed by the ADP players in the marketplace, and select the one that most closely aligns with their agency marketing programs.

QuickBooks Payroll Pricing

If you're like most organizations, you've probably considered a cloud based payroll service, but aren't sure which one to choose. When it comes to payroll, there are lots of categories to consider …pricing for data downloads, price options for combined services, prices for POS vs. Accounting systems, and more. The good news is that there are lots of great options out there. The downside is that it's hard to narrow down your options and know what kind of value you can expect from a service provider.

Enter ADP, the largest third party payroll provider in the world. ADP has been around for more than 70 years and has an amazing solution that offers multi-company solutions and payroll processing for remote jobs, including those funded by W-2 forms. ADP Payroll is a full service payroll solution that integrates with your existing system to automate workflows, streamline the efficient processing of payroll and ensure compliance.

Other QuickBooks Payroll Features

In addition to ADP's many payroll features, there are some ADP payroll features that specifically cater to specific industries.

Recurring Payroll

Whether you are a small business or a large company, you probably don’t want to have to redo all of your payroll information each month. Luckily, ADP offers recurring payroll from within the QuickBooks Payroll Service. This feature allows you to have payroll automatically run each month.

Printing Payroll from Online

Most companies send their employees' payroll to their human resource department or another company workprinting service, but if you already have a QuickBooks Online subscription, you may not need to send your employees' payroll out of your office at all. By printing your payroll directly from QuickBooks Online, you can save on printing costs while maintaining the same payroll process.

Using ADP to Calculate Tax

Apart from paying taxes, some companies also have to calculate tax. This can be an additional task for your employees while keeping your books

Busy employees don’t have time to calculate tax. ADP's Tax Calculation works with QuickBooks Online to calculate accurate results for both federal and state tax.

ADP Payroll does more than take care of payroll. ADP Payroll offers more than just standard payroll services.

Zenefits

Eloqua, SAP SuccessFactors, LiveOps, Smartling, and Codeacademy.

In the continuing struggle between the all-important ADP and the once-virginal paid search, the landscape has changed and the landscape has become more complex. Gone are the days of head-to-head duels between the big two, as more and more players enter the space.

For most of the lifetime of Search Engine Land, we’ve compared Google and AdWords to the all-powerful ADP. But with AdWords “ PPC” growing more complex by the minute, as do the PPC offerings of the other big-gun competitors, the landscape has changed. It became necessary to compare AdWords against paid search. More recently, we’ve added paid search and SEO to the comparison to more adequately represent the PPC and SEO landscape.

The question naturally arose of how to compare the best PPC options, and with that comes the question of which companies should be added to the comparison: Slack, Zenefits, Eloqua, Smartling, SAP SuccessFactors, or LiveOps? To determine which PPC companies were worthy of inclusion, we developed a set of guidelines. Here’s how they broke down:

Paid Search Alternatives Must have a footprint in the United States

PROS

We have noticed that a lot of people just throw out their old ADP or pick a new one randomly. This is a big mistake. We have done the research and gone through different ADP model comparisons so that you can understand why some ADP models are not only better but also worth it.

CONS

IDER YOUR SIZE, ALLIANCE RIVALRY, BUDGET (ESPECIALLY IF YOUR ROI SAYS YOU NEED TO GET OUR AT LEAST 5 X YOUR INVESTMENT) AND YOUR MFG CUSTOMER BASE WHEN SELECTING A SOCIAL MEDIA ADP COMPETITOR.

If you are new to internet marketing industry or starting out online marketing company then you can't ignore the advantages of ADP with a lot of tools. You can reach more people with ADP than any other.

For agencies who often use ADP to distribute the brand's marketing content, MMCs should familiarize themselves with the vendors in the ADP ecosystem, especially if they'll be making a decision on which vendor to work with. This is especially important for those who market products and services to B2B customers.

For agencies who focus on the B2C marketplace, MMCs should look at all the ADP tools and services marketed by businesses that market to consumers. The MMC should consider the differences in the ADP marketing tools and services being marketed by the ADP players in the marketplace, and select the one that most closely aligns with their agency marketing programs.

Zenefits Pricing

A recent blog post by Andy Oram, marketer for Zenefits, compared the cost of using Zenefits with those of other popular software used by small businesses. He examined the price of each service and found that what Zenefits does cost a bit more. But it is an important aspect of the business, and Zenefits was smart to put it in the premium price range. Because Zenefits has been able to take advantage of two separate business models, it was possible for the Zenefits pricing to be much lower.

In order to understand Zenefits pricing, you have to understand the business model of these competitors. Some of the competitors, such as Netsuite, charge a monthly fee and have a low or no cost up front. Some of them, such as Salesforce, implement a software-as-a-service model where they charge a per-user fee.

In order to understand Zenefits pricing, you have to understand two business models: A per-user cost model and a low/no-cost-up-front model. What does this mean for a smaller business? It can be much cheaper for a small business to use a per-user application than it is a for a big business or a startup. For small businesses, a low-cost up-front payment plan is a much more cost effective option.

Other Zenefits Features

As you probably know by now, ZENefits’ role is to provide a dashboard for your companies and employees to view everything about their training, health, and benefits programs. They therefore cover all the bases from basic reporting to a full on integration with point systems and a clever combination of ADP and Quickbooks. They’re one of the best ADP competitors on the market, and it would be a shame not to use them. So take the time to get up to speed on their platform and put ADP’s business-chief retirement plan plug-in in your toolbox.

Rippling

Iron ADP: 2 Day Starter

Rippling Iron ADP

Here’s a product that allows you to create your very own bespoke textured iron. You’ve got multiple options when it comes to what exactly you want your iron to look and feel like.

From most traditional alder finishes such as ‘stovetop’, ‘sanded’, ‘olive’, ‘rubbed’, to more festive colour finishes and effects such as ‘bronze’ and ‘aged’.

The company truly makes it their mission to bring you something of a personal nature, allowing you to be unique.

The finish you choose will define the look and feel of the iron. You don’t just have one straight finish to pick from either. You can customise your finish and create a barber-shop style effect.

The great part is that it can be done in minutes with no mess or fuss.

The detailed instructions also show you how you can rest the iron on top of the wet shaving brush as a way of creating a rich oil finish.

The company offers this iron with a preferential 2-day shipping option, which also comes with a hefty discount.

PROS

We have noticed that a lot of people just throw out their old ADP or pick a new one randomly. This is a big mistake. We have done the research and gone through different ADP model comparisons so that you can understand why some ADP models are not only better but also worth it.

CONS

IDER YOUR SIZE, ALLIANCE RIVALRY, BUDGET (ESPECIALLY IF YOUR ROI SAYS YOU NEED TO GET OUR AT LEAST 5 X YOUR INVESTMENT) AND YOUR MFG CUSTOMER BASE WHEN SELECTING A SOCIAL MEDIA ADP COMPETITOR.

If you are new to internet marketing industry or starting out online marketing company then you can't ignore the advantages of ADP with a lot of tools. You can reach more people with ADP than any other.

For agencies who often use ADP to distribute the brand's marketing content, MMCs should familiarize themselves with the vendors in the ADP ecosystem, especially if they'll be making a decision on which vendor to work with. This is especially important for those who market products and services to B2B customers.

For agencies who focus on the B2C marketplace, MMCs should look at all the ADP tools and services marketed by businesses that market to consumers. The MMC should consider the differences in the ADP marketing tools and services being marketed by the ADP players in the marketplace, and select the one that most closely aligns with their agency marketing programs.

Rippling Pricing

Rippling pricing is a pricing mechanism where the price of each product drops in a sequence when the item is sold. The price starts at its highest value and works its way down to its lowest value. You can apply rippling to various products like wine, herbs, vegetables, electronics, clothing, and even nail polish.

Rippling Pricing Pros & Cons

Pros : Rippling pricing helps you to offer multiple price points for customers. You can choose a starting price, and then offer lower and lower prices until the product is sold out. Even if you don’t sell out of the product right away, customers still know how competitive your pricing is and how low the price may go.

Rippling pricing helps you to offer multiple price points for customers. You can choose a starting price, and then offer lower and lower prices until the product is sold out. Even if you don’t sell out of the product right away, customers still know how competitive your pricing is and how low the price may go. Cons : You usually need to take the time to prepare for rippling pricing. This means creating different SKUs, different pricing sets, and different payment options. You also need to create a process to handle price reductions.

Other Rippling Features

Requires minimal support and can give great stride.

ADP uses more springs, providing a softer landing.

Additional flexibility when you need, and springing back where you can.

Not quite as soothing as ADP but still gives you good bounce without the usual stress of a riser.

Has a nice, gentle bounce and is one of the best rippler-cushion hybrids.

Provides a softer cushion without forcing you to bend down to get it.

Has a much higher spring rate, providing a more realistic, fuller bounce.

Flexible feel provides a good transition between the two.

Split Pads can be an alternative to ADP and even cushioning.

Bottom Line

The financial industry is in constant flux, and the ADP program is one of the newest and most interesting trends. ADP is a franchise that lets you open and run a small business website that acts as a hub for financial news, competitions and much more. The program was conceived to be ADP’s answer to the success of blogging by providing an opportunity to get involved in the field and develop it into a career.

Founded in 1975, ADP allows volunteer editors to write articles and the owner and editor-in-chief to manage the site. The sites are also set up in a way that ensures responsible journalism is practiced. This ensures that corners are not cut and the integrity of the articles are maintained.

As the site gains in popularity, so does the number of advertisers and financial services that reach out to the editor.

The generous advertising opportunities mean that you can earn a lot of money in the ADP program. But you’ll need to put in time and effort too. It will take dedication to build your chances of making it. Financial success is by no means guaranteed, but the less work you have to do each day, the better.